Save a million calculator › $1,000 a month
$1,000 a month to $1 million: how long?
Change the numbers and watch the curve.
Years to $1 million
| Monthly | 4% | 6% | 8% |
|---|---|---|---|
| $100/month | 88.6 | 65.8 | 52.9 |
| $200/month | 71.9 | 54.5 | 44.4 |
| $250/month | 66.8 | 50.9 | 41.7 |
| $300/month | 62.5 | 48.0 | 39.5 |
| $400/month | 56.0 | 43.5 | 36.1 |
| $500/month | 51.1 | 40.1 | 33.4 |
| $600/month | 47.2 | 37.3 | 31.3 |
| $750/month | 42.5 | 34.1 | 28.8 |
| $1,000/month | 36.8 | 30.0 | 25.6 |
| $1,250/month | 32.6 | 26.9 | 23.2 |
| $1,500/month | 29.3 | 24.5 | 21.3 |
| $2,000/month | 24.6 | 21.0 | 18.4 |
| $2,500/month | 21.2 | 18.4 | 16.3 |
| $3,000/month | 18.8 | 16.4 | 14.8 |
| $4,000/month | 15.2 | 13.6 | 12.3 |
| $5,000/month | 12.8 | 11.6 | 10.7 |
Watch compounding happen, just for fun
Cash Empire Clicker is an idle tycoon game: start with one broken money printer, research upgrades, hire managers and prestige for permanent bonuses. Your empire keeps printing even while you’re offline. All the money in it is pretend, so you can play with growth without the risk.
Questions
How long does it take to save a million dollars at $1,000 a month?
About 30 years with a steady 6% yearly return, about 26 years at 8%, and 83 years with no growth at all. This is simple math for illustration, not financial advice. Real returns go up and down, and there are taxes and fees.
Does the starting amount matter?
Yes, a lot. Money invested early has the longest time to compound. Add a starting amount above to see how much time it saves.